Honest answers to the questions buyers actually ask.
How many foreigners live in Cádiz?+
Three thousand three hundred and thirty seven foreign nationals were on the padron at 1 January 2025, against a municipal population of 109,950 on the same register at the same date, which is about three in a hundred. The largest single nationality is Moroccan, at roughly a seventh of the foreign residents; the statistics office publishes only the first-ranked nationality, so there is no fuller breakdown. El Puerto de Santa María, Jerez, Conil and Tarifa all have a higher foreign share.
Is there a train from Cádiz to Jerez airport?+
Yes. Cercanías line C1 runs as rail between Cádiz, El Puerto de Santa María and Jerez, and Adif's arrivals board at Cádiz on 31 August 2026 showed C1 trains arriving from Aeropuerto de Jerez. No bus substitution notice applies to the corridor. Nothing we fetched publishes a journey time or a frequency, so we do not print one. Jerez airport itself, in the municipality of Jerez de la Frontera, handled 885 thousand passengers on 32 routes in 2025 according to Aena.
Which is the most expensive area of Cádiz?+
Playa Victoria on the Paseo Maritimo, at close to three tenths above the July 2026 municipal figure on Idealista, though it has fallen from an April peak. Of the seven priced districts, Centro Historico around Plaza Espana is the cheapest, and Zona San Jose-Varela rose fastest over the year, by nearly a fifth. Four districts have no published price at all, including the Ayuntamiento-Catedral zone and Playa Santa María del Mar.
What is the weather like in Cádiz?+
AEMET has a principal station in the city, code 5973, with normals for 1981 to 2010. The annual mean is 18.6 degrees, with an average daily maximum of 21.6 and minimum of 15.4. January averages 12.7 degrees, July 24.6 and August 25.0. Rainfall is 523 millimetres a year, with 69 millimetres in January, none recorded in July and two in August. These are the station's own figures, not borrowed from elsewhere.
Which hospital serves Cádiz?+
Cádiz sits in the Bahia de Cádiz-La Janda primary care district, in the Cádiz basic health zone. Its reference hospital is Hospital Universitario Puerta del Mar, as printed in the EASP record for the Loreto-Puntales health centre. That is worth saying plainly because the same field is empty for El Puerto de Santa María, Conil, Barbate and Zahara de los Atunes. SIMA counts seven health centres and no local consultorios in the municipality in 2025.
Are there international schools in Cádiz?+
We have not identified one from a named source, and given that only three in a hundred residents are foreign nationals, a buyer should not assume one exists. What SIMA does publish for the 2023 to 2024 school year is a count of centres by level: 43 infant, 28 primary, 21 compulsory secondary, 17 bachillerato, 11 mid-grade and 14 higher-grade vocational, and 8 adult education. A centre offering several levels may appear at each, so the columns should not be added up.
How big is Cádiz, and how crowded is it?+
Small and dense. SIMA's surface area for the municipality is a little over twelve square kilometres, dated 2019. The padron at 1 January 2025 counts just under a hundred and ten thousand people, so those two figures together give close to nine thousand people to the square kilometre. SIMA also reports about forty six thousand principal dwellings from the 2021 census, but that count excludes second homes and vacant properties, so do not read it as the total housing stock.
What are the costs of buying property in Cádiz?+
When buying property in Cádiz, budget for property transfer tax (ITP) of 7%, plus roughly 3-4% in notary, land registry and legal fees. Agency commission is usually paid by the seller. On the mainland and the Balearics, new builds pay VAT (IVA) of 10% plus AJD stamp duty instead of ITP. Transfer tax is set by Andalucía rather than nationally, and reduced rates can apply for main homes and younger buyers.
What are the ongoing costs of owning property in Cádiz?+
Annual property ownership costs in Cádiz include IBI (property tax) of 0.4-1.1% of cadastral value, community fees (for apartments), rubbish collection tax (basura), utility bills, and property insurance. Budget approximately 2-4% of property value per year for all running costs. IBI is set by the town hall of Cádiz within a national band, so it is municipal rather than regional.
What taxes do I pay when selling property in Cádiz?+
When selling property in Cádiz, you pay capital gains tax (plusvalía) on the profit at rates of 19-26% depending on the gain amount. Non-residents have 3% of the sale price withheld at completion. You may also pay municipal capital gains tax. Main residence exemptions may apply for residents over 65. Capital gains tax is national, so it is the same in Andalucía as anywhere in Spain. Plusvalia municipal is set by the town hall of Cádiz and has had two calculation methods since the 2021 reform, so ask your lawyer which one is cheaper for you.
Can I still get a Golden Visa by buying property in Spain?+
No. Spain withdrew the Golden Visa property investment route in April 2025, so buying in Cádiz no longer leads to residency. Non-EU buyers who want to live in Spain apply for a separate permit instead, most often the non-lucrative visa (proof of income and private health insurance) or the digital nomad visa (remote work for non-Spanish clients). Ask an immigration lawyer which route fits your situation before you buy.
Transfer tax rates as of August 2026. Rates are set per autonomous community and do change. Confirm the current figures with a Spanish lawyer or tax adviser before you budget.